Based on the numbers and figures provided for by the National Center of Statistics and Analysis, two percent of traffic fatalities are bicycle wrongful deaths in the state of Georgia. Yet another two percent of cyclists made up the number of people injured in auto accidents each and every year. Since the 1930s, there have been more than 47,000 riders who have died in auto accidents in the United States.
For the simple reason that people driving cars and other vehicles are not on vigilant in the lookout for cyclists, many bicycle riders suffer serious injuries and even die from the accident. This occurs even when cyclists take a lot of safety precautions before riding out. As statistics would prove, it’s almost always the bicycle that loses in an accident with an automobile.
Bicycle injuries can range from something that’s not so severe to something really major, permanent and debilitating. For any kind of bicycle injury though, a significant amount of loss is experienced by the cyclist and his or her family. This can be a financial loss in that their savings and income was used to pay for medical bills and treatment. This can also be a great emotional loss if the rider loses function, ability to keep up with social practices and relationships and even death.
Compensation from the responsible party is provided for the cyclist in the case of bicycle accidents and injuries as stipulated in Georgia law. Damages for medical bills, loss of income, funeral expenses and other kinds of economic loss fall under the law. It can be the cyclist himself who files a claim for personal injury or the spouse. In the event of a bicycle injury, once the claim is filed, insurance companies will start investigation of the accident.
Witness statements, photographs, police report and other things will have a strong influence on the case. Negligence has to be established on the part of the driver in order for a cyclist to recover damages from bicycle injuries. In the state of Georgia, a requirement for bodily injury liability is set in the insurance coverage. It covers up to $25,000 per individual and $50000 per accident.
There are many complications in determining the value of a personal injury claim when it comes to bicycle injuries. The nature and extent of the bicycle injury is taken into consideration with the economic losses and liability issues involved.
